WesBank Talks Finance
For over 50 years, WesBank has been a trusted provider of vehicle and movable asset finance in South Africa. We're committed to providing informative and responsible finance solutions and believe that knowledge is key, especially when entering into a finance agreement. As your vehicle partner for life, we hope that the insights you gain from our conversations with industry experts will help you make informed decisions.Please note that the information shared in this podcast is for educational purposes only and does not constitute financial advice.
Episodes
28 episodes
Selling your vehicle
Selling your car is the last step in your car ownership journey and it also involves some important decisions and circumstances to consider. Join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication, together with P...
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15:25
Choosing the best car for your needs
Buying a car is a big step and there are lots of options and choices available. Shinny Gobiyeza, COO of naamsa | The Automotive Business Council, and Jade Guzi, a Roving Marketer at WesBank, join our host, Lebo Gaoaketse, W...
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18:47
Understanding Guaranteed Future Value
Do you know what Guaranteed Future Value is all about? Rima Hargovan, a JV Head at WesBank, dives into how GFV works and who it works best for, as well as the benefits, disadvantages and requirements.Please note that the info...
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12:43
Become SCAMPROOF! With Jason Goliath & Ndumiso Lindi
Get ready for laughs and lessons where South African comedians Jason Goliath and Ndumiso Lindi take you through the wild world of scams in Mzansi. From auction fraud to everyday cons, they break it down in an entertaining and eye-opening way. L...
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46:32
Types of vehicle finance
If you're planning to finance a vehicle, an instalment sale agreement is not your only choice - you also have the option of a lease or a Guaranteed Future Value contract. Join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Com...
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17:45
Avoiding scams with vehicle auctions and buying a used car
When you’re buying a used car, there are so many scams to watch out for, from fake vehicle auctions to accident damage that’s been covered up to identity theft. Wendy Knowler, Consumer Journalist for Sunday Times, 702 and Cape Talk, and ...
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53:26
Understanding the Total Cost of Owning a Car
When you’re working out a budget for buying a car, it’s not just about the monthly instalment. In this episode we break down the details of all the expenses involved in keeping a car on the road. Join our host, Lebo Gaoaketse, WesBank's ...
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20:04
What are some vehicle finance tips for buying my first car?
Time for your first car? Maxine Buthelezi, WesBank's Sales Operations Manager, has 4 valuable tips to help you take on the world of car finance and make the finance process a smoother one.Please note that the information...
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3:57
How do I manage debt and avoid missed payments & arrears?
Wrangling your debt can be really tricky when you’ve got car payments, home loan, credit cards, loans you’ve taken out etc. Yolanda Hattingh, WesBank Solution Specialist, offers some tips to help avoid the arrears trap.Please...
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1:58
Why choose a longer or shorter finance period for a car?
What difference does it make if you finance a car over a longer or shorter period? Jolene Govender from WesBank Motor Administration Support explains the effect this choice has on your monthly instalments and the total interest that you ...
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1:42
What is a NaTIS document and why do you need it?
Leandra Carr, WesBank's Operations Manager, covers the process for getting your car’s registration certificate at the end of your vehicle finance agreement and why you need to make sure you get it when your car is fully paid.
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1:26
What is the process for financing a car?
Jade Fortuin, WesBank Roving Marketer, takes a deep dive into what’s involved in applying for vehicle finance, from the paperwork to the approval to what happens at the end of your car finance journey.Please note that the inf...
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2:52
Can you end your car finance contract early?
Are you allowed to pay off your vehicle finance sooner than the end of your contract? Leandra Carr, WesBank's Operations Manager, covers dicusses how early settlement works.Please note that the information shared in this podca...
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1:19
How much does it really cost to buy and own a car?
So you think you can afford the car you’re eyeing? Before you get too excited, have you budgeted for the other costs of owning a car? Find out more from Lebo Gaoaketse, WesBank's Head of Marketing and Communication.Pleas...
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2:21
What affects the interest rate I get on my car finance?
There’s a lot of discussion on social media about why some people are charged a higher interest rate than others… Charmaine Moroke, WesBank's Head of Sales and Marketing Operations, gives the lowdown on how it really works....
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3:23
How does a fixed or linked interest rate affect car payments?
Fixed or linked - what difference does the type of interest rate make? Christine Antonites from WesBank Motor Administration Support covers how they impact your car repayments and your budget.Please note that the information ...
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2:05
Why do cars get repossessed and how can I avoid that?
Repossession… a car owner’s nightmare – but it can be avoided! Find out how from Frank van Staden, WesBank's Specialist Recovery Unit Manager.Please note that the information shared in this podcast is for educational purposes...
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2:07
Why do I need car insurance?
Paying insurance is not fun… BUT not having insurance is even worse! Ngawa Salare-Sikazwe, WesBank's Business Head of LSR and Claims, covers why it’s actually an essential in your car budget.Please note that the information s...
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1:48
What is Guaranteed Future Value and how does it work?
Guaranteed future value (GFV) is a relatively new type of vehicle finance agreement, and it’s all about making a new car more affordable. Get the lowdown from Dhivian Govender, WesBank's Head of Sales Business Unit.Ple...
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1:56
Spotting a bad deal: How to avoid scams when buying a car
Between fake car ads, misleading odometer readings and suspicious service histories, there's a lot to watch out for when you want to buy a second-hand car. Here are some tips from Elliot Gxolo, WesBank's Dealer Sales Provincial Head....
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3:00
Tips for keeping your credit score healthy
Let's talk about giving credit where it's due... Lebo Gaoaketse, WesBank's Head of Marketing and Communication, dives into what credit scores are all about and how you can keep yours healthy.Please note that the information s...
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2:36
What is a balloon payment?
To balloon or not to balloon...? Prenola Reddy, WesBank's Sales Operations Team Leader, gives a lowdown on how to make an informed choice.Please note that the information shared in this podcast is for educational purposes onl...
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2:22
The Digital Future of Car Finance
Join Lebo Gaoaketse, WesBank's Head of Marketing and Communication, Declan Jones, WesBank Head: nav», Marketplace & Ecosystems & CX, and Dane Reddy, WesBank Chief Digital Officer, as they look at some of our recent ...
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15:08